I know a guy that has had several skin cancer spots removed, he wears a lot of sunscreen with a high mineral content. His skin is much whiter after he applies it. For the last year or two he has also worn one of these to have less sun on his face and neck.
https://dabrim.com/products/cycling-classicHis jerseys are all short sleeve, he often wears some things that look like arm warmers but they are quite thin, I suspect have no significant insulation but has high UV shielding properties, they are white in color.
I think you just need to look for clothing that has a high UV rating. Most jerseys are a mesh that would allow a lot of sun to pass through.
I know a guy that in really hot dry (but only in dry) sunny conditions wears a white 100 percent cotton dress shirt, but a cotton shirt like that would not work well in humid conditions. Attached photos. The day I saw him and took those photos, I was really jealous that I did not have a shirt like that, it was a very hot dry sun.
If you have a thin spot on top (not much hair), remember to put some sun screen on top too, unless the air vents on your helmet are small and few. I have big vents on my helmet, I often add sun screen on the thin spot. A skull cap under the helmet would be better.