Hi Joe!
I understand your dilemma of choices and can sympathize with the challenges.
Here are some thoughts you may wish to consider...
• Swapping wheels is a great way to get what amounts to two bikes for minimal cost, but...if you do it very often, it quickly gets old. I have found even small impediments that require time and fussing can derail me from taking a given bike in my stable for a ride...even swapping things like pumps, bottles, and underseat toolbags. I've now equipped each bike so it is complete to itself and...just get on and go. Over the course of time, convenience tipped the scales for me and I splashed out for the things that would make riding more convenient.
• Fitting new, wider rim brake compatible rims to your present hubs would result in the most versatile wheelset: 1) They could be better matched to your intended tire width, 2) Could be used with disc or rim brakes and so are not so bike-specific (as you have noted). This appears the next most thrifty option after swapping wheels between bikes.
• Ask yourself how much/important/frequently you'll go off-road. If enough to warrant fitting wide tires all the time, then this will help tip the scales.
I'm on the horns of a similar dilemma in selecting rims for a bike I own and my research on the matter led to me posting this topic:
http://thorncyclesforum.co.uk/index.php?topic=13134.0While tire and rim width compatibility are important to maintaining tire profile and good handling while minimizing risk of rim failure (splitting), pressure is a key component in the mix. One
implied takeaway is one can likely get away with running wide tires on narrow rims if the pressure is low (i.e. big knobby fat MTB tires on narrow rims, as has been done for years). Offroad use seems to be more forgiving of larger tire/rim mismatches due to the lower pressures involved and the road interface (i.e. dirt instead of paving...and generally lower speeds). Assuming you had adequate clearance on any of the bikes under consideration, it might be possible to keep the same wheelset and simply fit wider tires run at lower pressures on those occasions when the dirt calls.
In my case, the existing wheelset (19mm between bead hooks) was ideal for the 26 x 1.6in tires I have been running, but for reasons of comfort and versatility (and greater use on poor surfaces), I want to fit 2.0 tires. The deciding factor on rim width in my case is weight: This is a tandem that will carry two people and a touring load, so tire pressure will need to be habitually near the upper end of the allowable scale when the bike is toured. Unladen, I have found no problems with the mismatched rims/tires at lower pressures, but add loaded panniers, a rack-top load, the trailer and water that allows for extended touring for two and I feel I'm really pushing the limits compared to running a similarly narrow rim (Andra 30 with 19mm between bead hooks) and 2.0 Duremes on my Nomad. Even with an expeditionary load, the gross weight of the Nomad falls short of the tandem (no second person or trailer).
Like you, I fitted my 2.0 Duremes to two rims of the same widths as you did and duplicated your numbers for inflated tire width. I don't think the difference of 0.8mm will have any significant effect on handling. I'm considering an Andra 40 with 25mm internal width vs the Andra 30's 19mm, a 6mm difference which the research indicates will only be "better" at maintining an ideal tire profile and section width. I've had no adverse handling issues with the 2.0 Duremes on the Nomad's Andra 30s, so the issue I'm still looking to resolve on the tandem is mostly related to avoiding rim splits at higher pressures.
If I were in your position, I'd Keep the Dyno hub and Rohloff but have new rims fitted as the best balance between cost, versatility and convenience. This would put your frame options down to cost and preference.
Best,
Dan.