Thanks for replies - and Dan, yes, I can see the possibility of the pads gradually becoming looser if they are left unlocked.
Taking another look at the bike, I reckon the shoes / pads were originally centred a bit 'high', and I have now set everything up very carefully, a little nearer the centre of the rim, toe in checked etc. A fiddly job but worth it - the brakes are even better than ever now!!
This is on my Ripio, which I enjoy greatly - and yes, I will be writing about it . . . . .
Lewis