3k seems not a lot, on your frayed cable loop i would check the boss for burrs, and the routing of the cables. You would really need to be "abusive" in your gear changes for it to be a riding style issue, so maybe bad luck, always worth telling thorn/blance about what you may consider premature failure, they always listen and readily consider such technical issues, often waiving replacement costs. Genuine bikes and genuine people at Thorn.