PH - thank you for your helpful response and welcome to the forum.
Thanks to you I have had a lightbulb moment. I now have enough of an understanding about gearing to make a decision moving forward. At first I did not appreciate the relevance of 11th gear. Having used the gear calculator I am inclined to make the change at some point, probably at service, due to the fact that my most used gear is currently 10th, I seldom use 14th and sometimes need to walk. Having said that, a shift of one gear may offer less benefit than other options such as losing weight! For now, I'll try to ride more in 11th and perhaps build fitness. Due to health related issues I try to keep my HR within strict limits, that will be the deciding factor.
The bike is exceeding my expectations. Having spent too much money, in the past, on trying to make off-the-shelf bikes work for me I now appreciate I was penny wise and pound foolish. I have not changed anything set-up wise on the bike. SJS got it spot-on. Wheel size is 700c with 38mm tyres fitted with lightweight tubes containing sealant. My previous bike was 650b and tubeless. Jury is still out on size and tube or tubeless. Brakes are as recommended by SJS, v-brakes front with disc on rear. Works well. I'm not a fan of clipless pedals so ride flats. My preference is for Hope F20 pedals. Outstanding grip but harsh on the shins if I get things wrong. Saddle is currently the B17 as supplied with the bike. It is comfortable but for the winter I will probably revert to an SQ Lab saddle. I find them very comfortable due to the form and fit. My one regret is not going for a front hub with dynamo. Since fitting an Ortleib bar bag I have lost a lot of real estate on the bars. Just enough room for my GPS unit but no front light. My current bodge is to use a Petzl headlamp that just about fits around the bag.
As for photos, none at the moment. I'll gussy the bike up a tad next week and take a couple.
Thanks again.
Ray