Miscellaneous > Insurance

YAWWWNNN - Insurance

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gover_1:
So, in my quest to start the most mundane thread imaginable i'd like to pick peoples brains on Insurance.

If you consider that thorn expedition bikes cost somewhere in the region of 1.5 - 3.5k plus (by the time you have finished ticking all the boxes and their ooh so tempting order forms) they seem well worth insuring. The cheapest quote i have got for my sherpa ( with extras such as css rims, thorn racks, B&M Luxos U, Brooks select saddle which as accessories total more than a "normal" bike) and my wife's club tour we are looking at a minimum of £30 a month to insure these bikes away from the home.

So - do you insure yours, and if so, with whom? Any experiences claiming? Anything else to add to this adventurous and exciting topic?

jags:
nope no insurance just a good lock.i keep my 2 bikes inside the house  there seldom out of my sight  ;)

Danneaux:
Hi Gover!

The Forum has a separate board for discussions about insurance, here: http://www.thorncycles.co.uk/forums/index.php?board=13.0

If you use the search function, you'll find there's been a lot of discussion concerning insurance that may prove helpful to you.

I've made a little tutorial on how to easily and effectively search the Forum here: http://www.thorncycles.co.uk/forums/index.php?topic=4390.0

Entering "Insurance" as a search term will get you to most of it.

To help you get started, here are some sample discussions:
http://www.thorncycles.co.uk/forums/index.php?topic=1689.0
http://www.thorncycles.co.uk/forums/index.php?topic=1376.0
http://www.thorncycles.co.uk/forums/index.php?topic=110.0
http://www.thorncycles.co.uk/forums/index.php?topic=1103.0
http://www.thorncycles.co.uk/forums/index.php?topic=924.0
http://www.thorncycles.co.uk/forums/index.php?topic=1637.0
http://www.thorncycles.co.uk/forums/index.php?topic=2103.0
http://www.thorncycles.co.uk/forums/index.php?topic=55.0

I'll move this topic over to the Insurance Board so all discussions will be together. Always a good topic to keep in mind, especially given the sometimes substantial cost to purchase or replace a beloved Thorn bicycle.

Best,

Dan.

julk:
If you are a house owner then try the comparison websites and organisations such as the AA for house/home contents insurance which includes expensive bikes and gives cover away from home.

My home insurance (buildings and contents) currently comes to about £400 annually for this type of cover and includes my expensive bikes.

honesty:
My home insurance (obtained through work as I work for an insurance broker) covers each bike up to a value of £5000 (per bike) anywhere in the world. This is included in the standard cover given and is not a cost option.

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